The verdict, in one paragraph
Midi wins if your insurance is in-network and your deductible is already met — and if you have a complicated case (mood, thyroid, sleep, plus menopause) that benefits from an hour-long video visit and an ongoing nurse practitioner relationship. ClearedRx wins if you want the fastest path to a board-certified MD's prescription at one flat monthly price (no visit fees, no copays, no deductible math). Both are real menopause providers. This isn't generalist vs. specialist — it's "clinic visit feel" vs. "streamlined prescriber."
The TL;DR comparison table
All prices and policies are from each company's public site as of May 2026. Midi's pricing depends a lot on your insurance plan; the ranges shown are the published cash equivalents.
| ClearedRx | Midi Health | |
|---|---|---|
| Starting price | $19/mo (progesterone) · $49–$89/mo combination | $25–$70/mo medication + $50–$295/visit (telehealth) |
| First-order discount | 50% off first order | Varies; insurance-driven |
| Free shipping | Yes, always included | Pharmacy-fulfilled; varies |
| Insurance accepted | No (cash-pay) | Yes — major commercial plans + Medicare in select states |
| Visit fees | None — included in monthly | $50–$295 telehealth · $99–$300 in-office |
| Prescriber type | Board-certified MDs | NP-led (MD oversight) |
| MD review window | 24 hours (published) | Schedule-dependent (days–weeks) |
| HRT formulations | Patches, gels, oral, body cream, vaginal cream, ring | Oral, transdermal, vaginal, testosterone |
| Money-back guarantee | 30 days | Not formally published |
| Geographic coverage | All 50 states | All 50 states (telehealth) |
| Plain packaging | Yes | Pharmacy-dependent |
Pricing showdown: where the math gets sneaky
Midi's sticker price and your actual all-in cost are not the same number. Worth reading before you sign up.
Midi Health: what you really pay
Midi's published pricing splits the bill into two parts — medication and visits:
- Medications: $25–$70 a month, like most telehealth menopause providers.
- Video visits: $50–$295 per visit, depending on the visit type and whether insurance kicks in.
- In-person visits: $99–$300 per visit, where Midi has clinics.
- Insurance: Most major commercial plans, plus Medicare in some states.
If your plan is in-network and your deductible is already met, Midi can be the cheapest HRT option around — a $20–$40 copay plus a $10 generic. That's a great outcome. We're not pretending otherwise.
"Insurance acceptance is a feature when your deductible is met. It's a four-figure surprise when it isn't." — observed across telehealth menopause patient forums, 2026
ClearedRx: what you really pay
ClearedRx posts every tier on one page, no quiz required:
- Progesterone-only: $19/mo (cheaper than a Netflix subscription)
- Combination products (patch, pill, cream): $49–$89/mo
- First order: Half off ($9.50–$44.50 for month one)
- Visit fees: None — built into the monthly
- Shipping: Always free
- Follow-ups: Unlimited messaging with your doctor, included
The trade-off is honest: you can't use your insurance here. But for women without coverage, with high deductibles, or in plans that don't cover telehealth menopause care, ClearedRx's flat fee is usually the lower all-in number. For more on what telehealth HRT really costs across the whole market, see our HRT cost comparison guide.
The doctor experience, fairly
This is where the two services feel most different. Both are menopause-focused. The clinical model isn't the same.
Midi Health: the clinic feel
Midi is built like a virtual menopause clinic. What that looks like:
- An hour-long video visit to start, with a real conversation
- Nurse practitioners (NPs) leading care, with MDs supervising — and you usually see the same NP each time
- Built-in follow-ups, typically every 3 months
- One visit can cover everything — perimenopause, menopause, thyroid, mood, sleep — instead of treating each symptom in isolation
- In-person visits in some cities
If you're juggling fatigue, mood swings, irregular cycles, sleep trouble, and low libido all at once, Midi's longer visits often produce a more thoughtful plan. The clinical relationship is the product.
ClearedRx: the prescriber flow
ClearedRx is built around one decision — the prescription:
- A 3-minute intake covering your history and symptoms
- A board-certified MD reviews within 24 hours
- Treatment plan and prescription back to you same-day or next-day
- Unlimited messaging with your doctor for dose tweaks
- Automatic refills, with a check-in once a year
For most menopause cases — clear symptoms, no red flags, a textbook HRT decision — NAMS guidelines already spell out what to prescribe. An hour-long visit isn't required to get there. The streamlined model gets you to a prescription faster without skipping the safety screen.
Treatment depth: how the hormone gets in
Both services carry the major HRT routes. The selection is comparable.
Midi prescribes: oral estradiol, through-the-skin estradiol (patches and gels), oral micronized progesterone, vaginal estrogen products, and testosterone when needed. Midi's formulary fits the clinic model — their NPs can prescribe across the spectrum.
ClearedRx prescribes a similar list (full menu): estradiol patches, estradiol gel, oral estradiol tablets, micronized progesterone tablets, a 3-in-1 body cream (estradiol + progesterone + testosterone), vaginal estradiol cream, and the vaginal estradiol ring.
The reasoning is the same either way. Through-the-skin estradiol is preferred if you have a clotting history or migraines with aura. Oral is fine for low-risk patients. Vaginal-only is the right call if you only have dryness or painful sex, with no other symptoms. The clinical reasoning lives in the HRT types explained guide and the is HRT safe evidence review.
Where Midi Health actually wins
Midi has real advantages over us in three places. We're not pretending otherwise:
- Insurance. If your plan is in-network with Midi and your deductible's already met, they can be the cheapest long-term option. ClearedRx is cash-pay only.
- Longer visits. Hour-long visits and 3-month check-ins produce a deeper picture if you've got several things going on at once. The prescribing decision is better when the clinician knows your full story.
- Perimenopause-specific care. If you're still cycling, still thinking about contraception, and the standard "are you in menopause?" intake doesn't quite fit, Midi's model handles that better. We treat perimenopause too, but our workflow is more linear.
Where ClearedRx wins
- Speed. 24 hours to a prescription vs. days or weeks waiting for a Midi visit slot. When you're sweating through your shirt at meetings, that gap matters.
- Predictable monthly cost. No visit fees. No deductibles. No copay surprises. The published price is the whole bill.
- Board-certified MDs. Midi's care is mostly NP-led with MD oversight. Our prescribers are MDs. Both are licensed and competent — the seniority is different.
- Pricing you can see before the quiz. Every tier is on our public page. Midi's actual price depends on your insurance, your deductible, and how many visits you'll need.
- The lowest entry tier on the market. $19/mo for progesterone-only.
- Plain packaging. No branding on the box.
Who should choose Midi Health
Midi is the right pick if any of this sounds like you:
- Your insurance is in-network with Midi and your deductible is met (or close to it).
- You're in active perimenopause with several symptoms layered on (mood, sleep, thyroid, cycle changes) and you want a longer, real conversation.
- You'd rather have one named clinician you see again than the fastest possible prescription.
- You're comfortable with NP-led care plus MD supervision.
- You don't mind scheduling video visits and waiting days or weeks for the first one.
Who should choose ClearedRx
ClearedRx is the right pick if any of this sounds like you:
- You're uninsured, have a high deductible, or have a plan that excludes telehealth menopause — so "takes insurance" doesn't help you anyway.
- You want a board-certified MD reviewing your case from the start.
- Your symptoms are clear, your case is straightforward, and you'd like HRT in 24 hours instead of three weeks.
- You want one flat monthly bill — not medication + visit + copay + deductible math.
- You want to see the price before you sign up.
- You'd rather message your doctor about a dose tweak than schedule a video visit.
The bottom line
The decision that matters most is whether your insurance actually covers Midi's visit fees in your specific plan year. If yes, Midi is hard to beat on long-term cost. If your deductible is high — or you're paying cash either way — the math usually favors ClearedRx, and you'll have a prescription tomorrow instead of next month. Our how it works page walks through the ClearedRx process in three steps.
The most important step is starting a real conversation with a doctor. For the clinical case for treating menopause early, see ACOG's menopause practice guidance.
Frequently asked questions
Does Midi Health take insurance?
Yes — Midi accepts most major commercial plans (BCBS, Aetna, Cigna, UnitedHealthcare, others), plus Medicare in some states. The catch: visit fees and coinsurance can stack on top of medication costs, so "with insurance" isn't the same as "cheap." Confirm you're in-network and check your deductible status before assuming low cost.
How much does Midi Health cost out-of-pocket?
Midi's published cash pricing runs $25–$70/month for medications plus $50–$295 per video visit and $99–$300 per in-office visit. Insurance can lower visit fees but adds copay and deductible variability. ClearedRx is a flat $19–$89/mo all-in, with no separate visit fees.
Are Midi's clinicians MDs or NPs?
Midi's care is mostly nurse practitioners with MD oversight — a common setup at menopause clinics. ClearedRx's prescribers are board-certified MDs only. Both are licensed prescribers; the difference is training depth and which clinician's name is on your chart.
Is Midi or ClearedRx faster to a prescription?
ClearedRx publishes a 24-hour MD review window after intake. Midi requires scheduling a video visit, which adds calendar time — usually a few days to two weeks depending on availability. If speed matters, ClearedRx is faster.
Which has better menopause expertise: Midi or ClearedRx?
Both are menopause-focused. Midi runs a clinic-style model with longer visits and 3-month follow-ups. ClearedRx is a streamlined intake with a board-certified MD review. For complicated perimenopause cases (mood plus thyroid plus other layered symptoms), Midi's longer-touch model often fits better. For a typical HRT case, ClearedRx is more efficient.
Can Midi prescribe through-the-skin HRT?
Yes. Midi prescribes both oral and through-the-skin estrogen, plus progesterone and testosterone when needed. ClearedRx's range is similar — patches, gels, body cream, pills, vaginal cream and ring. Both can match the route to your specific risk.